Insurance agency specialty
Finance and accounting advisory for insurance agencies and brokerages that need better visibility, stronger reconciliations, and processes that hold up through growth.
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Agency / Follow the balances
With direct bill, the customer pays the carrier and the agency records commission income. With agency bill, the agency collects premium and pays the carrier. Those different cash flows, carrier statements, and producer commissions create month-end dependencies that generic bookkeeping can miss.
NJTS combines agency-specific accounting knowledge with controller oversight, financial planning, and operational process design.
Where support can focus
Know what was paid, what it relates to, and what remains unresolved.
Match carrier statements to recorded commissions, review unpaid commissions by age, and assign responsibility for unmatched items. The emphasis is on oversight and a repeatable process, not high-volume statement retrieval.
Connect receivables, payables, and cash.
Review outstanding agency-bill receivables, amounts due to carriers, and unapplied cash. Design controls for matching customer payments, remitting premium to carriers, and reconciling those payments.
Know what is owed and why.
Review producer and broker commission calculations, reconcile amounts earned and paid, and strengthen approval and payable controls. Reporting should make outstanding commissions and exceptions clear.
Bring the pieces into a reliable close.
Month-end design, balance-sheet review, reconciliation oversight, financial statements, management reporting, and insurance-specific KPIs.
Prepare the process before the change.
Readiness assessments, accounting system transitions, conversions, integrations, organizational changes, centralization, and shared-service transitions.
Reduce dependence on one person.
Document responsibilities, handoffs, accounting procedures, and month-end dependencies so the process is understandable and repeatable.
Experience with Applied Epic accounting workflows, including direct bill, agency bill, cash application, reconciliations, producer commissions, and month-end processes.
The focus is on how accounting work moves through the system: clear responsibilities, reliable reconciliation, useful reporting, and practical process improvement.
Better agency accounting is not only about getting transactions into a system. It is also about understanding profitability, planning cash, reviewing performance, and identifying overdue premium receivables, unpaid commissions, and amounts due to carriers that need attention.
Support can connect agency-specific processes with CFO and FP&A work or recurring controller oversight. The engagement is shaped around your agency, existing team, and priorities.
Start a conversation
Tell us what is working, what is missing, and where you need support. We can define the right scope from there.
Discuss your needs